So many of you are killing yourselves, working more than one job, to try to make ends meet to pay for food, gas and deal with the inflation that is impacting all of us. However, the worst place to try to get money is to borrow from your pension, 401k or other...
bankruptcy
bankruptcy
THE MEANS TEST IS KINDER AND GENTLER FOR NJ BANKRUPTCY
How many of you are afraid that you don’t qualify for chapter 7 bankruptcy? Effective April 1,2022, the numbers for the means test have increased again in New Jersey. If you live alone and have substantial credit card debt, if you earn $75,321, you will qualify for a...
CLEAN UP YOUR DEBT FOR SPRING CLEANING
How many of you are afraid of losing your home or vehicle if you file for bankruptcy? Whether you lose your property is based on how much your property is worth. Taieb Law will put you in the right bankruptcy, so you won’t lose your property. However, the most...
MONEY CHANGES EVERYTHING
How many of you are waiting for your tax refund? The biggest issue for most people is what are they going to use their tax refund for? As I have stated in the past, if your tax refund fully satisfies your debt, which will make you debt free, then I urge you to use the...
COLD AS ICE
How many of you wake up freezing every morning in January? The high temperature the other day was 25 degrees Fahrenheit. Most people try to keep their thermostat low to avoid astronomical electric bills and you bundle up when you go outside. I walk my dog every day,...
WHAT A GAME!
If you listen to the radio, you hear it all the time. Your first bet is risk free up to $500. You can win $150 on a $5 bet. You can bet on how many yards a player ran, or how many catches he made or the over/under and several other statistics. It makes the game so...
Have you noticed how expensive it is to live in New Jersey?
The Consumer Price Index for all Urban Consumers increased 5.4% from June 2020 to June 2021. This is the largest 12-month advance since August 2008. Consumer prices increased 4.7% from February 2020 to June 2021. Since February 2020 prices for food increased 5.4%...
HOW WILL THE 3.5 TRILLION-DOLLAR BILL AFFECT YOU FINANCIALLY?
Many Americans do not understand the provisions of the 3.5 trillion-dollar bill pending in Congress since it has been touted as an infrastructure bill. Unfortunately, only a very small percentage of the bill is to rebuild bridges and highways that desperately need...
HOW DO I PAY MY BILLS WITH THE COST OF GASOLINE & PRICES CONTINUING TO RISE?
Since the beginning of the pandemic, the government has spent substantial sums of money which has created inflation which seriously devalues any money you have saved. Also, as the country is moving towards energy dependence gasoline prices have skyrocketed. When...
WHAT DO I DO IF I AM BEHIND ON MY TRUCK PAYMENTS?
Prior to the United States’ Supreme Court’s decision in City of Chicago v. Fulton 592 U.S. (2021), if your vehicle was repossessed, you would file a chapter 13 bankruptcy petition and provide the creditor with proof of insurance and get your vehicle back within a...