Several people we have come in contact with over the last 37 years feel incredible guilt about filing bankruptcy even when their debt came from unforeseen circumstances in which they had no control. For example, if anything is an unforeseen circumstance, it is the...
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IMAGINE YOU CAN LOWER YOUR MONTHLY PAYMENTS
I don’t have to repeat how people are struggling due to the price of food, gasoline and every product that is sold since inflation is killing everything and destroying working people. As a result of the inflation that has been the highest in 41 years, Americans...
I HAVE A SPECIAL NEEDS CHILD WHICH CREATES A LOT OF UNFORESEEN EXPENSES FOR ME WHICH HAS CREATED HUGE CREDIT CARD DEBT. CAN YOU HELP ME?
If you care for a special needs child, there are a lot of additional expenses that arise due to the child or young adult’s disability. Since a lot of special needs children cannot express themselves, they express their feelings by destroying things since their brain...
HOW DO I PAY MY BILLS WITH INFLATION AND THE PRICE OF GASOLINE?
All of you are aware that inflation is the highest it has been within the last 41 years and gasoline prices are the highest they have ever been. Over twenty million Americans are now struggling to pay their utility bills and people have to rob Peter to pay Paul since...
WHERE DO I GET MONEY TO PAY MY BILLS?
So many of you are killing yourselves, working more than one job, to try to make ends meet to pay for food, gas and deal with the inflation that is impacting all of us. However, the worst place to try to get money is to borrow from your pension, 401k or other...
THE MEANS TEST IS KINDER AND GENTLER FOR NJ BANKRUPTCY
How many of you are afraid that you don’t qualify for chapter 7 bankruptcy? Effective April 1,2022, the numbers for the means test have increased again in New Jersey. If you live alone and have substantial credit card debt, if you earn $75,321, you will qualify for a...
CLEAN UP YOUR DEBT FOR SPRING CLEANING
How many of you are afraid of losing your home or vehicle if you file for bankruptcy? Whether you lose your property is based on how much your property is worth. Taieb Law will put you in the right bankruptcy, so you won’t lose your property. However, the most...
MONEY CHANGES EVERYTHING
How many of you are waiting for your tax refund? The biggest issue for most people is what are they going to use their tax refund for? As I have stated in the past, if your tax refund fully satisfies your debt, which will make you debt free, then I urge you to use the...
COLD AS ICE
How many of you wake up freezing every morning in January? The high temperature the other day was 25 degrees Fahrenheit. Most people try to keep their thermostat low to avoid astronomical electric bills and you bundle up when you go outside. I walk my dog every day,...
WHAT A GAME!
If you listen to the radio, you hear it all the time. Your first bet is risk free up to $500. You can win $150 on a $5 bet. You can bet on how many yards a player ran, or how many catches he made or the over/under and several other statistics. It makes the game so...