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So many of you are killing yourselves, working more than one job, to try to make ends meet to pay for food, gas and deal with the inflation that is impacting all of us. However, the worst place to try to get money is to borrow from your pension, 401k or other...
How many of you are afraid that you don’t qualify for chapter 7 bankruptcy? Effective April 1,2022, the numbers for the means test have increased again in New Jersey. If you live alone and have substantial credit card debt, if you earn $75,321, you will qualify for a...
How many of you are afraid of losing your home or vehicle if you file for bankruptcy? Whether you lose your property is based on how much your property is worth. Taieb Law will put you in the right bankruptcy, so you won’t lose your property. However, the most...
How many of you are waiting for your tax refund? The biggest issue for most people is what are they going to use their tax refund for? As I have stated in the past, if your tax refund fully satisfies your debt, which will make you debt free, then I urge you to use the...
How many of you wake up freezing every morning in January? The high temperature the other day was 25 degrees Fahrenheit. Most people try to keep their thermostat low to avoid astronomical electric bills and you bundle up when you go outside. I walk my dog every day,...
If you listen to the radio, you hear it all the time. Your first bet is risk free up to $500. You can win $150 on a $5 bet. You can bet on how many yards a player ran, or how many catches he made or the over/under and several other statistics. It makes the game so...
The Consumer Price Index for all Urban Consumers increased 5.4% from June 2020 to June 2021. This is the largest 12-month advance since August 2008. Consumer prices increased 4.7% from February 2020 to June 2021. Since February 2020 prices for food increased 5.4%...
Many Americans do not understand the provisions of the 3.5 trillion-dollar bill pending in Congress since it has been touted as an infrastructure bill. Unfortunately, only a very small percentage of the bill is to rebuild bridges and highways that desperately need...
Many people lost their jobs during the pandemic and got mortgage forbearances to help them. Some were fortunate and got the mortgage forbearance arrears to be put at the balance of their mortgage which can be a loan modification or partial claims mortgage. However,...
Many people who live in New Jersey are concerned since there is so much confusion over the Eviction Moratorium. Some renters are protected until the end of the year by Governor Murphy’s legislation. However, not all tenants get that protection until the end of the...